For Family Members
Planning for financial success is a family affair
We recognize that as a spouse, partner, or family member of an RPB plan participant, you may be interested in learning more about our plan and the benefits it provides to your family. At RPB, we greatly value your role, and that’s why our events and resources have been developed not just for our participants, but for their relatives as well.
Below, you’ll find the services and tools that we think may be most helpful to you as you learn more about everything RPB has to offer. But feel free to explore our site to learn more about why RPB came to be, our retirement plan investment choices, and our top-tier insurance benefits. And you can always contact us if you have any questions.
Resources for family members
We offer a range of resources and events that are available to our participants and their families. We invite you to use our tools and attend our events alongside your family member who is a plan participant.
- Retirement Planning Seminar
Our biennial seminar—held each time in a different part of the country—is designed to help our plan participants ensure that they are on track for the retirement they want. -
Market Webinars
Learn more about the latest economic and market news, as well as RPB’s plan performance. - RPB Navigator
This custom tool provides our participants with resources for every stage of life.
Inheriting an RPB account
We understand that it can be difficult figuring out how to manage your inherited retirement account. That’s why we’re here to help clarify your options, explain the benefits of keeping your account with RPB, and execute your instructions.
Inherited retirement accounts have specific rules depending on your relationship to the original account owner. Our beneficiaries page provides additional information about the options available to different types of beneficiaries.
If you’ve inherited an account from your spouse, you can keep the assets in an inherited 403(b) account at RPB and can take advantage of the benefits we offer to our participants. If you’ve inherited an account from someone other than your spouse, make sure you understand the specific guidelines for your inherited account.
As a beneficiary, you’ll have access to MyRPB for Participants, our secure web portal for viewing RPB account information and making investment changes. And the RPB Navigator can help you figure out how to manage your new RPB account. This custom tool provides you with resources for every stage of life.
When the time comes, you can request a distribution from your account by logging in to NetBenefits or contacting Fidelity at 1.800.343.0860.
Divorce settlements
While it’s never easy dividing assets during a divorce, RPB is here to help you through the process. To transfer retirement assets into your name, we need a qualified domestic relations order (QDRO). This is the only legal document that RPB accepts to divide an RPB account after a divorce. Your QDRO may be part of your divorce decree, included in your court-approved property settlement, or issued as a separate order.
If you’re receiving a portion of your former spouse’s RPB 403(b) account, you can keep these assets in your own RPB 403(b) account. This gives you access to the exclusive benefits we offer to our participants, including our cost-effective investment choices that let you customize your retirement portfolio based on when you plan to retire and your comfort with risk.
You also have several options for how you can withdraw money from your account. Contact us if you have any questions.
How does RPB choose which investments to offer participants?
Our Investment Committee uses a disciplined process that adheres to leading financial and retirement industry practices.